Underwriting Moratoriums:

The following is a list of counties and zip codes in which binding authority has been suspended. Please consult with your underwriter about affected areas.

New submissions will still be accepted but no new business can be bound until the moratorium is lifted at each carrier’s discretion.

Please note that in the interest of safety, any inspections due for properties within the wildfire affected zip codes may be offered an extension upon request.

Special Restrictions:

california

moratorium for commercial flood
ZIP Codes: ALL

moratorium for Residential flood

ZIP Codes: 91356, 91387, 96114, 90290, 91301, 91302, 91304, 91307, 92883

County: Kings and Tulare 

Hurricanes/Storms:

Tropical Storm Harold – TEXAS
counties: San Patricio, Nueces, Kleberg, Kenedy, Willacy, Cameron, Hidalgo, Brooks, Jim Wells, Duval, Webb, Zapata, Starr, and Jim Hogg

Fires

california

Head Fire – Yreka, california
ZIP Code: 95568, 96032, 96050, and 96085

Smith River Complex Fire – Gasquet, california
ZIP Code: 95531, 95543, and 95567

ARIZONA

diamond Fire – rio verde, arizona
ZIP Code: 85255, 85262

COLORADO

Lowline Fire – Gunnison, Colorado
ZIP Codes: 81230

hawaii

All Wildfires – maui / hawaii
ZIP Codes: All

IDAHO

Elkhorn Fire - Warren, Idaho
ZIP Codes: 83525

MONTANA

River Road East Fire – Plains, Montana
ZIP Codes: 59856

oregon

Cedar Creek Fire – Oakridge, Oregon
ZIP Codes: 97463, 97739

Bedrock Fire – Vida, Oregon
ZIP Codes: 97438 and 97488

Lookout Fire – McKenzie Bridge, Oregon
ZIP Codes: 97413

Anvil Fire – Port Orford, ORegon
ZIP Codes: 97465 and 97476

Washington

Nakia Creek Fire – Camas, Washington
ZIP Code: 98606, 98607, 98671, 98675

cow canyon/vantage Highway Fires – Vantage, Washington
ZIP Code: 98934, 98942, 98950

White River Fire – Leavenworth, Washington
ZIP Code: 98826

Goat Rocks Fire – Packwood, Washington
ZIP Code: 98361, 98377 

TUNNEL FIVE Fire – WEST SALMON, Washington
ZIP Code: 97014,97031,98605,98651, 98672

Sourdough Fire – Newhalem, Washington
ZIP Code: 98267 and 98283      

Texas

Texas Panhandle Wildfire 

Counties: Gray, Hutchinson, Moore, Porter, Carson, Roberts, hemphill,and Wheeler

Oklahoma

Texas Panhandle Wildfire 

Counties: Rogers, Mills, and Ellis

double back – johnson, texas
ZIP Code: 76044

Shearwood Creek Fire – Jasper, Texas
ZIP Code: 75951

Submissions:

When submitting applications in the Access One80 Insurance portal, please allow 48 hours for a response before following up in the comments.

Commercial Lines:

See above.

Personal Lines:

All application/submissions will be subject to underwriting review and acceptability.

Customer Support:

Resources

Claims:

If you have a claim, please send first notice of loss to our Claims Team at Claims@bigfootbinds.com. Questions? Use the green chat button at the bottom right of your screen to talk to our team.

Products:

State availability listed on each products page and more information can be found on our Markets and Updates pages. 

Applications:

Personal Lines 

Commercial Lines: