Underwriting Moratoriums:
The following is a list of counties and zip codes in which binding authority has been suspended. Please consult with your underwriter about affected areas.
New submissions will still be accepted but no new business can be bound until the moratorium is lifted at each carrierβs discretion.
Please note that in the interest of safety, any inspections due for properties within the wildfire affected zip codes may be offered an extension upon request.
Special Restrictions:
california
moratorium for commercial flood
ZIP Codes: ALL
moratorium for Residential flood
ZIP Codes: 91356, 91387, 96114, 90290, 91301, 91302, 91304, 91307, 92883
County: Kings and Tulare
Hurricanes/Storms:
Tropical Storm Harold β TEXAS
counties: San Patricio, Nueces, Kleberg, Kenedy, Willacy, Cameron, Hidalgo, Brooks, Jim Wells, Duval, Webb, Zapata, Starr, and Jim Hogg
Fires
california
Head Fire β Yreka, california
ZIP Code: 95568, 96032, 96050, and 96085
Smith River Complex Fire β Gasquet, california
ZIP Code: 95531, 95543, and 95567
ARIZONA
diamond Fire β rio verde, arizona
ZIP Code: 85255, 85262
COLORADO
Lowline Fire β Gunnison, Colorado
ZIP Codes: 81230
hawaii
All Wildfires β maui / hawaii
ZIP Codes: All
IDAHO
Elkhorn Fire - Warren, Idaho
ZIP Codes: 83525
MONTANA
River Road East Fire β Plains, Montana
ZIP Codes: 59856
oregon
Cedar Creek Fire β Oakridge, Oregon
ZIP Codes: 97463, 97739
Bedrock Fire β Vida, Oregon
ZIP Codes: 97438 and 97488
Lookout Fire β McKenzie Bridge, Oregon
ZIP Codes: 97413
Anvil Fire β Port Orford, ORegon
ZIP Codes: 97465 and 97476
Washington
Nakia Creek Fire β Camas, Washington
ZIP Code: 98606, 98607, 98671, 98675
cow canyon/vantage Highway Fires β Vantage, Washington
ZIP Code: 98934, 98942, 98950
White River Fire β Leavenworth, Washington
ZIP Code: 98826
Goat Rocks Fire β Packwood, Washington
ZIP Code: 98361, 98377
TUNNEL FIVE Fire β WEST SALMON, Washington
ZIP Code: 97014,97031,98605,98651, 98672
Sourdough Fire β Newhalem, Washington
ZIP Code: 98267 and 98283
Texas
Texas Panhandle Wildfire
Counties: Gray, Hutchinson, Moore, Porter, Carson, Roberts, hemphill,and Wheeler
Oklahoma
Texas Panhandle Wildfire
Counties: Rogers, Mills, and Ellis
double back β johnson, texas
ZIP Code: 76044
Shearwood Creek Fire β Jasper, Texas
ZIP Code: 75951
Submissions:
When submitting applications in the Access One80 Insurance portal, please allow 48 hours for a response before following up in the comments.
Commercial Lines:
See above.
Personal Lines:
All application/submissions will be subject to underwriting review and acceptability.
Customer Support:
Resources
California Incidents and Travel Reports, Highway Patrol Reports
Louisiana and NOLA Hurricane Emergency Info
Google Wildfires and Weather Events
Claims:
If you have a claim, please send first notice of loss to our Claims Team at Claims@bigfootbinds.com. Questions? Use the green chat button at the bottom right of your screen to talk to our team.
Products:
State availability listed on each products page and more information can be found on our Markets and Updates pages.
Applications:
Personal Lines
Flood and Earthquake
Commercial Lines: