Homes and Dwellings
Forms applicable: DP-1, DP-3, and HO-3. Just scroll down below to get started.

Forms applicable: DP-1, DP-3, and HO-3. Just scroll down below to get started.

*****KEEP SCROLLING BELOW IF YOU ARE A FIRST TIME USER. BY COMPLETING THE APPLICATION BELOW, YOU AUTOMATICALLY ARE ASSIGNED A USERNAME AND PASSWORD TO ACCESS YOUR QUOTES. PLEASE CALL 719-476-0107 OR EMAIL SUPPORT AT BIGFOOT.INSURE IF YOU EXPERIENCE ISSUES SUBMITTING THE FORM. ******

Thank you for your interest in our Surplus Lines Homeowners Program! 

QUICK HIGHLIGHTS:

  1. NO ACORD Apps Needed. 

  2. Up to 750 (1M in California) in Coverage A in-house with this program (up to $10M as a referral)

  3. Declined due to ISO or Fireline Rating (Ex. Hazardhub up to F10)

  4. Quake, Personal Article Floater and Flood available upon request

  5. Primary home, secondary, short term rental, Annual rental, vacant

  6. Single, Duplex, Triplex and Four-plex all are fine

  7. Low Credit Scores OK

  8. Up to 3 claims OK

  9. Lapse in coverage up to 60 days

  10. Updates within last 20 years to electrical, heating, and plumbing and updates within 35 years for roof

Other underwriters guidelines must be met, but are subject to each risk submitted. Questions or comments? Email Sr. Underwriter and Team Lead of the Personal Lines Adriana Oregon or call us at 303-900-2960 ext. 4. 

Be sure to provide the AGENT'S email so that all accounts are under the same login. You can share your login with your CSRs accordingly. 

NOTE: We use an application called Bigfoot Inspections which is a carrier requirement. Alternatively, photos can be submitted (https://www.bigfootinspections.co/photos).

In California we require 100” minimum brush clearance or there is a 10% wildfire deductible.

For more information, visit the CalFire website. Things we look for:

  • Are there branches near chimneys

  • Did they at least clear the debris off the roof

  • Did they clear trees to at least 10 feet from the house

Before getting started:

GET STARTED ON A HOMEOWNERS APPLICATION HERE:

Underwriting Portal: https://commercialinsurance.surefyre.co/

Need an agency username? https://commercialinsurance.surefyre.co/page/public/signup/

Please look out for emails from the system (COMMERCIALINSURANCE@SUREFYRE.CO) and add us to your contacts to avoid updates ending up in your junk mail.


To request a change in email for notifications, please contact support@bigfoot.insure.

Need to make changes? Submit a note in the comments section of the application directly to your underwriter.

Here’s how: BIGFOOT ORIENTATION


Already have a user name? Log on to the portal (https://commercialinsurance.surefyre.co/) and simply click the plus sign in the top right (see below). Forgot your username or password? Click FORGOT PASSWORD.

If you Still need assistance, please Email support@bigfoot.insure or call us at 303-900-2960 ext. 0

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