A construction man working on a piece of metal in front of a beautiful blue sky

A construction man working on a piece of metal in front of a beautiful blue sky

Building Better Coverage.

As a skilled artisan, your insured’s business is founded on precise work. Don’t let the things they can’t control take it all away. Artisan contractors may experience difficulty in purchasing suitable coverage because they are challenged with a wide range of liabilities and potential risks that could result from the construction process. As an agent, adding value to your client relationships is just as important as understanding their unique set of needs. From independent plumbers and painters to general contractors who manage hundreds of workers, writing coverage for service and artisan contractors is complex. It is critical that agents check all the boxes when securing insurance for service contractor clients and step in to add value to their client’s business. Let C.I.G bring our years of experience to the right policy for your clients.

Contractors General Liability

Here’s the application: Contractors GL Application 

You can send the application to or log on HERE and get an INSTANT INDICATION.

For Contractors General Liability, you can get an INSTANT indication on our portal.

Questions or comments? Email

Coverage We Offer:

  • General Liability

  • Errors & Omissions (limited availability)

  • Completed Operations

  • Premises Liability

  • Contractors’ Equipment

  • Builders’ Risk

  • Owners and Contractors Protective (O.C.P)

  • Wrap-up Insurance

  • Commercial Auto including large fleet

  • Hired & Non-Owned Auto (limited availability)

  • Excess/ Umbrella

  • Installation Floater

  • Rigger’s Insurance

Sample risks include:

  • Builders, Developers

  • General Contractors

  • Roofers

  • Electricians

  • Masonry

  • Framing

  • Plumbing & H.V.A.C

  • Excavation

  • Landscaping

  • Painting, Drywall

  • Artisan Contractors, Restoration

  • Concrete (Non-Foundation)

  • Crane Operators

  • Oil and Gas Contractors (limited availability)

Outside the Online Portal

What we need:

  • Acord Applications (see below)

  • Loss runs, copy of sub-contractor agreement, and requested contractual obligations

    (additional insured, waiver of subrogation, primary/non-contributory)

  • Supplemental applications specific to the risk

    to get started click HERE and begin filling out the C.I.G. Contractors Questionnaire

Acord Applications we accept:

  • Acords 125 and 126 for General Liability*

  • Acord 130 Workers Compensation

  • Acord 131 Umbrella

  • Acord 140 Property*

  • Acord 146 Equipment

  • Acord 147 Builders Risk

*Note Commercial Package requires Acords 125, 126, and 140.

Program Highlights:

  • Multiple Carriers, All A Rated or better

  • Blanket AI option

  • New ventures accepted (include note regarding prior experience)

  • Lapses in Coverage accepted

State availability:

Available in 38 states! ** contactor operations are subject to state availability


To request a change in email for notifications, please contact

Need to make changes? Submit a note in the comments section of the application directly to your underwriter.


Have more questions? Email us at OR check out our knowledge base:

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