Intern Dispatches

 

Summer internships can be exciting but they can also be a time of information overload. As marketing interns, we have been engaging with agents on social media, adding content and projects to the website, and creating marketing campaigns. The more we learn, the more we nerd out about the process and all the ways we can improve the process.

Here’s what we’ve learned:

Workers Compensation:

Workers' compensation insurance, or workman's compensation, is a state-mandated insurance program that provides medical, disability, survivor, burial, and rehabilitation benefits to employees who are injured or killed due to a work-related injury or illness. In most states across the country, businesses are required by law to carry workers’ compensation insurance. This covers illness or injury, disability, and death but puts the financial burden on the business rather than state welfare.

Professional Liability Insurance

Professional liability insurance protects your clients if they’re sued for negligently performing their services, even if they haven’t made a mistake. Coverage also includes defense costs associated with any lawsuit.

General Liability Insurance (GL)

General liability insurance, also known as commercial general liability, protects your clients’ businesses from another person or business’s claims of bodily injury, associated medical costs, and damage to their property.

Business Owners Insurance (BOP)

Business owners policy is a combination of general liability and business property insurance. It protects your clients’ own business furniture and equipment, as well as another person or business’s claims of bodily injury and associated medical costs.

 
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